Wednesday, July 22, 2009

How to help children through divorce

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Divorce is a very hard time for everyone to deal with. It can be very hard on a person emotionally and physically as well. This is especially true for children. They have to have the proper help during this difficult time. They need to know and understand that it is not their fault and that both parents still love them very much.

Parents are going to have to work hard at putting aside their anger and hard feelings toward each other. They have to sit down and make an arrangement that will be suitable to them and to the children. This is going too much easier and less painful than having to go into court and have them decide this for you.

You have to be able to pull together with your spouse and help the children. This is the only way to help them through this hard time. If one parent decides to go against their commitment to help their child the responsible way, you should still keep your values as a parent and help them the best that you can.

You should not keep the divorce a secret from the children. You need to tell them when you make your decision and what is going to happen. Try to give them at least a little bit of notice before the parent moves out so that the child can have the time to deal with it and ask questions. Reassure the child that both parents are still going to be there for them and that nothing has changed in that sense.

Do not put blame on anyone when you are talking to your children. Do not put down the other parent in any way. It is important that the children know that they still have two dependable and trustworthy parents to take care of them. Let them know that it was a mutual decision and that you both did your best to avoid this ending.

Make your child aware that they are not going to be able to get the both of you back together. Tell them that there is nothing that they can do to make the situation go away. Also make it clear to them where they are going to live and that they can see the other parent any time they want to. You can tell them that there may be some changes in that later on, but it is not going to affect their relationship. Give them the opportunity to ask you any questions that they may have for you both.

Giving the child the right information and not too much information is important. You do not want them to feel anxious or worry about anything that is not their concern. They have to feel comfortable with the news that you told them and give them some time to adjust to the idea.

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Tuesday, July 21, 2009

How to protect your finances for divorce

day in the life: lunch moneyImage by emdot via Flickr

If you think that you will be ending your marriage in the near future and you are uncertain what the future will hold for you, you may want to start taking the right precautions now. You have to make sure that you are protecting your financial security for later.

Reduce unnecessary expenses as soon as you can. Meet with your spouse and agree to cancel utilities and other bills. You will probably need to have money later on and this is a way to save money. Sell off your personal property that you do not need or want anymore. You can do this now to avoid losing it later on.

Cancel all of your jointly owned credit cards. You both should agree to cancel the cards and get separate ones. You need to cancel the cards because the spouse can charge up all kinds of different charge on the cards and you will get stuck paying them back. Canceling the cards now can save you money that you will need to have later on.


You may want to separate the jointly owned bank accounts. If you have bank accounts together, you may want to divide the money first. If not, your spouse may decide to go and take care of the money on their own and leave you with nothing. If you have outstanding bills for the home, explain this to the spouse so that the arrangements can be made to pay for them. If you do open up a different bank account, do it at another bank. Do not stay with the same company.

Stop contributing to combined accounts like 401K and pension plans. Telling your place of employment usually does this. Make the necessary arrangements so that your money is not being added to this account. You have to do this until you find out what will happen to those accounts and who will benefit from them.

Keep your job or try and find one. You have to make sure that you are protecting yourself and able to raise your family. If you are not getting any income from your spouse, you will have to do something to support your monthly needs. You may want to ask your ‘soon to be ex’ if they can help you financially until the divorce proceedings are over. This is only recommended if you are ending the divorce in a good way. If you are fighting over everything and not getting along, you need to contact your attorney and have them ask for you.

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